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Additional Policy Information |
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COMPREHENSIVE GENERAL LIABILITY
Provides premises protection for any claims arising from the facilities you own, lease or occupy.
PROFESSIONAL LIABILITY
Protects you against claims arising out of rendering or failure to render professional services.
PERSONAL INJURY LIABILITY
Protects you against suits involving libel, slander, wrongful invasion of privacy, etc.
FIRE LEGAL LIABILITY $50,000 LIMIT
Pays for damage caused by fire for the facilities not owned but in your care, custody or control if you are proven negligent.
CONTRACTUAL
Limited to Leases, Easements Agreements, Sidetrack Agreements, Elevator Maintenance Agreements, or Indemnification of a municipality as required by ordinance.
HOST LIQUOR LIABILITY
Provides coverage if you are hosting a social event where alcohol is served and a claim arises. This does not cover someone whose business is the sale of alcohol.
MAJOR EXCLUSIONS OF LIABILITY PROGRAMS
- Dishonest, fraudulent or criminal acts or omissions.
- Ownership, maintenance, operation, uses, entrustment, loading or unloading of any vehicle, mobile equipment, watercraft or aircraft.
- Workers Compensation, Disability Benefits, Unemployment Compensation Laws, or any similar law
- Any Securities Act or the Employees Retirement and Security Act of 1974 or amendment, or additions thereto.
- Absolute Pollution
- Punitive Damages
- First Party Property
- Assault and Battery
- Asbestos
- Lead Contamination
- Discrimination
- Designated Products
- Sexual Abuse
PLEASE NOTE:
This is a general liability policy only. There is no medical coverage.
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