1. Does the policy provide coverage anywhere I teach?

2. Whom do we consider to be additional insureds?

3. Why is there a charge to name someone as an additional insured?

4. Who are part-time instructors?

5. Is there a maximum number of additional insureds that can be added to my policy?

6. Can I delete or substitute an addtional insured during the policy term and receive a refund?

7. Which insurance company provides the coverage?

8. Do we have to be a member of an organization such as ACE, IDEA, AFAA, OR ACSM to be eligible to purchase insurance?

9. How long have we been in business providing coverage coverage for the sports & fitness professionals?

10. What do I receive as evidence of insurance?

(1) THE POLICY IS NOT LIMITED TO THE ADDRESS ON YOUR CERTIFICATE. IT PROVIDES COVERAGE ANYWHERE YOU TEACH WITHIN THE UNITED STATES.

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(2) ADDITIONAL INSUREDS ARE INDIVIDUALS AND ORGANIZATIONS SUCH AS LANDLORDS, CLUBS, STUDIOS AND FACILITIES WHERE YOU TEACH AND THAT REQUIRE YOU TO NAME THEM ON YOUR POLICY.

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(3) AN ADDITIONAL INSURED RECEIVES THE BENEFIT OF BEING DEFENDED AND INDEMNIFIED IN THE EVENT THEY ARE SUED DUE TO YOUR NEGLIGENCE ON THEIR PREMISES.

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(4) PART-TIME INSTRUCTORS ARE REQUIRED TO CARRY THEIR OWN POLICIES.

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(5) FOR ADDITIONAL INSUREDS THERE IS NO MAXIMUM.

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(6) PREMIUMS FOR ADDING AN ADDITIONAL INSURED ARE NON-REFUNDABLE. NEW ADDITIONAL INSUREDS CAN BE ADDED AT ANY TIME DURING THE POLICY PERIOD.

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(7) COVERAGE IS PROVIDED BY PHILADELPHIA INSURANCE COMPANY, AN "A+" RATED ADMITTED CARRIER.

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(8) NO MEMBERSHIP OR CERTIFICATION IN ANY ORGANIZATION IS REQUIRED.

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(9) WE HAVE BEEN PROVIDING COVERAGE FOR THE SPORTS AND FITNESS PROFESSIONALS FOR OVER FIFTEEN YEARS.

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(10) UPON PAYMENT APPROVAL YOU WILL BE AUTHORIZED TO RECEIVE A COMPLETE POLICY.

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